Budget Calculator
See how your spending lines up with the 50/30/20 rule — and where to adjust.
Monthly Income & Expenses
INCOME
Monthly Take-Home Pay
$
Other Monthly Income
$
NEEDS (housing, food, transport, utilities, insurance)
Housing (rent/mortgage)
$
Groceries & Food
$
Transport (car, fuel, transit)
$
Utilities & Bills
$
Insurance & Healthcare
$
Minimum Debt Payments
$
WANTS (dining, entertainment, subscriptions, shopping)
Dining Out & Entertainment
$
Subscriptions & Streaming
$
Shopping & Personal Care
$
Hobbies & Travel
$
SAVINGS & INVESTING
Monthly Savings / Investments
$
Extra Debt Repayment
$
Analyze My Budget
Budget Analysis
Enter your income and expenses, then click Analyze.
Spending breakdown
Needs
Wants
Savings
Surplus
MONTHLY SUMMARY